Why should I buy an Odyssey policy instead of an Excess / Super CDW sold by the rental vehicle outlet?

When you collect your rental vehicle you may be offered Excess / Super CDW cover at the counter by the rental vehicle outlet. Policies offered by the likes of Avis and Hertz generally do not cover damage to windows, tyres, the undercarriage and the roof.

Premiums charged by vehicle rental outlets may be as much as £12 per day for their Excess cover. This can really mount up on an average holiday of two weeks – 14 days at £12 per day would mean an extra £168 on top of the daily rental charge.

The Odyssey policy offers you cover for

• the Excess as a result of damage (including damage to windscreen or windows, tyres, the undercarriage and the roof) for up to £2,000 any one claim and up to £3,000 for all claims in any one period of insurance 
• drop off costs of returning the rental vehicle to the origination rental outlet up to a maximum of £200 due to accident or illness (excluding one way rentals)
• costs incurred for replacing a lost or stolen rental vehicle key and locksmith charges up to £500
• costs incurred to open the rental vehicle up to £50 in the event of unintentional lock out.

Odyssey annual covers also provide restitution of holiday and emergency fund benefits.

Please see Policy Summary for further particulars.

You can have peace of mind for annual cover for Europe for as little as £39.75 with our Euro Odyssey 31 policy. 

F.A.Q.

• Why should I buy an Odyssey policy? What is an excess?
• Won’t my car rental agreement already include insurance?
• Is there a difference between an Excess, Super CDW, Non-Waiver or the Deductible?
• Why should I buy an Odyssey policy instead of an Excess / Super CDW sold by the rental vehicle outlet?
• If I take out an Odyssey policy will the vehicle rental outlet block any money on my credit card?
• I think my credit card package automatically affords me Collision Damage Waiver (CDW) cover so do I need an Odyssey policy?
• Is Excess cover compulsory?
• Are all Excess cover policies the same?
• Is there a limit of the amount I can claim in respect of my Excess?
• If anyone travels with me are they covered? Can I have a policy that covers other members of my family as well as me?
• Are there any age restrictions? I am over 75 – can I still be covered?
• Are all hirings covered?
• Are all types of vehicle covered?
• Is just damage to the body of the vehicle covered? Does the cover apply just to accidental damage?
• I hire a car for business use and not just for holidays. Is business use covered?
• Which countries in Europe are covered under the Euro Odyssey policy?
• ... all F.A.Q.s in one