Are all Excess cover policies the same?

No. Cover available from the car rental company will probably exclude damage to the undercarriage and window and tyre damage and other providers may not provide restitution of holiday and emergency fund benefits.

The Odyssey policy will cover you for

• the Excess as a result of damage (including damage to windscreen or windows, tyres, the undercarriage and the roof), fire, theft, vandalism or loss of use for up to £2,000 any one claim
• drop off costs of returning the rental vehicle to the origination rental outlet up to a maximum of £200 due to accident or illness (excluding one way rentals)
• costs incurred for replacing a lost or stolen rental vehicle key and locksmith charges up to £500
• costs incurred to open the rental vehicle up to £50 in the event of unintentional lock out.

Odyssey annual covers also provide restitution of holiday and emergency fund benefits.

Please see Policy Summary for further particulars. 

F.A.Q.

• Why should I buy an Odyssey policy? What is an excess?
• Won’t my car rental agreement already include insurance?
• Is there a difference between an Excess, Super CDW, Non-Waiver or the Deductible?
• Why should I buy an Odyssey policy instead of an Excess / Super CDW sold by the rental vehicle outlet?
• If I take out an Odyssey policy will the vehicle rental outlet block any money on my credit card?
• I think my credit card package automatically affords me Collision Damage Waiver (CDW) cover so do I need an Odyssey policy?
• Is Excess cover compulsory?
• Are all Excess cover policies the same?
• Is there a limit of the amount I can claim in respect of my Excess?
• If anyone travels with me are they covered? Can I have a policy that covers other members of my family as well as me?
• Are there any age restrictions? I am over 75 – can I still be covered?
• Are all hirings covered?
• Are all types of vehicle covered?
• Is just damage to the body of the vehicle covered? Does the cover apply just to accidental damage?
• I hire a car for business use and not just for holidays. Is business use covered?
• Which countries in Europe are covered under the Euro Odyssey policy?
• ... all F.A.Q.s in one